Carmen Queral, PAC, MBA - Beverly Hills Realtor
"Everything is Possible in Real Estate"
(818) 321-5056

1/8/19--Freddie Mac released the mortgage rates a few days ago, "showing that mortgage rates continued their downward trend to end the week and the year lower". Rates were: 30-year fixed-rate mortgage (FRM) averaged 4.55 percent with an average 0.5 point. 15-year FRM this week averaged 4.01 percent with an average 0.4 point. 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 4.00 percent with an average 0.3 point. It's still a great time to buy a property.... hashtagrealestate # hashtagstatistics hashtagrates hashtaghomebuyers hashtaggoodmarket

 A little bit of stats....


Buy a home. Don't try to buy your dream home. Buy to reap all the benefits of home ownership! You can fix a place in time--the important thing is owning your home. There's nothing like owning your home and paying down your own mortgage instead of paying down someone else's. Buy now before interest rates go up some more. There are many loan programs out there now for qualified buyers--check it out!


If your offer hasn't been accepted....Don't get discouraged!  In this market it hasn't been easy--the super low inventory and so many buyers has made it difficult for many buyers to obtain a property.  But below are some basic points to keep in mind....and keep trying--owning your home is great!



Sometimes renovations can be all depends on your taste and the need (or want !)....This homeowner had a small but persistent leak due to a construction imperfection on 2 adjoining walls at the roof level.  After a couple of years, being a couple of blocks from the beach, together with wanting to make design and cosmetic improvements, they decided to not just fix the walls as needed, but take the opportunity to remodel and, lift the house to current code and so eliminate the need for flood insurance, which is very expensive in the area where the house is.  Now they're about to finish all and are much happier and feel safer from area flooding.  It all depends....



Often these days, buyers want to change things in an existing home when they purchase it.  It can be tough to do if you have to live in the property while you change things.  But it's not impossible to do, and it is definitely worth it in the end to "make it your own" and make you happier.  Here are some of the most common problems, but good planning, can make for a much smoother process:





Some Reasons Why Home Buyers Should Have Realtor Representation:

--Access to the entire TRUE marketplace of available properties

--Market, general, and local community information and recent important statistics

--Financing Assistance and Direction

--Property Selection and Verification of TRUE value

--Offer Preparation and Negotiation 

--Property Condition Evaluation

--Verification of Miscellaneous Property Considerations

--Escrow and Closing Process Coordination

Please contact me for more information.

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